Terms & Conditions
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Effective Date: 03/08/2023
Please read these Terms and Conditions ("Terms") carefully before using our website ("Site") operated by Virgo Associates ("we," "us," or "our"). Your access to and use of the Site is conditioned on your acceptance of and compliance with these Terms. By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Site.
1. Use of the Site
1.1 The information provided on this Site is for general informational purposes only and should not be considered as professional advice. We are not responsible for any reliance placed on such information.
1.2 You must be at least 18 years old to use this Site. By using this Site, you represent that you are at least 18 years old.
2. Account Registration
2.1 You may be required to create an account to access certain features of the Site. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
2.2 You are solely responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.
3. Intellectual Property
3.1 The content and materials available on the Site, including but not limited to text, graphics, logos, images, and software, are owned or licensed by us and are protected by applicable copyright and other intellectual property laws.3.2 You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content or materials obtained from the Site.
4. Privacy
4.1 Our Privacy Policy explains how we collect, use, and protect your personal information. By using the Site, you consent to the practices described in the Privacy Policy.
5. Limitation of Liability
5.1 To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from
(i) your access to or use of or inability to access or use the Site;
(ii) any conduct or content of any third party on the Site;
(iii) any unauthorized access, use, or alteration of your transmissions or content.
6. Indemnification
6.1 You agree to defend, indemnify, and hold us harmless from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt.
7. Website Management
7.1 This website is managed by 20:20 Innovation, ensuring its functionality, content updates, and overall performance are maintained to the highest standards.
Latest news from Virgo Associates
If you have been running a business for a while, maybe as a sole trader or in a partnership, you may have heard someone say, “You should incorporate”.
The National Cyber Security Centre (NCSC) has published a blog post exploring the potential for ‘vibe coding’ replacing the Software-as-a-Service (SaaS) business model. While not suggesting that vibe coding is ready to take over now, they conclude that vibe coding is following a pattern similar to cloud adoption 20 years ago.
A new YouGov survey commissioned by Acas shows that almost one in three employers are finding that stress, anxiety, depression or other mental health problems are a reason that staff give for sickness absence.
The National Cyber Security Centre (NCSC) offer a free Early Warning service to all UK organisations.
The government has published its response to the late payments consultation that ran from July to October last year.
For the first time, government departments have set individual targets for how much they will spend with small and medium-sized businesses (SME). In total, the government plans to spend £7.4 billion a year with SMEs by 2028.
For shareholders of owner-managed companies, dividends are still one of the most tax-efficient ways to take money out of the company. But with these increases coming in, it will be worth taking a fresh look at your extraction strategy.
A new GOV.UK service allows businesses and individuals to find out whether their address is due a broadband upgrade. By entering your postcode, you can see whether your premises or home is covered by rollout plans.
Action Fraud has received over 30 crime reports since June 2023 relating to remote access scams targeting businesses, with victims reporting losses totalling over £3.8 million.
Google have launched AI (Artificial Intelligence) focused online training for people and businesses to help capture the benefits of AI, whether it’s to save time, get a new job, or grow your business.
The Chancellor of the Exchequer, Jeremy Hunt, has confirmed that the Autumn Statement will be on 22 November 2023. The Autumn Statement can affect tax policy, benefits, and much more. The Chancellor will make his announcement to Parliament, setting out the Government’s plans on all matters fiscal and economic. Interestingly, this could be the Chancellor’s last statement before the next General Election, depending on the time frame that the government chooses.
The Information Commissioner's Office (ICO) has produced guidance on biometric data and biometric technologies.
The AI Safety Summit will take place on the 1st and 2nd November at Bletchley Park.
Innovation has generally been recognised as essential for value creation, both for individual companies and for the UK economy as a whole. The development of new ideas, processes, and technologies and their flow across different sectors is a significant driver of economic growth and productivity. Recently, innovation has also been identified as crucial to the transition of the economy away from fossil fuels and carbon-intensive business activities.